🏡 Ask a Realtor® – Where Should I Start My Home Search?

📅 August 2025 By Sherell Joseph Wolford, REALTOR®

❓ Q: I’m ready to buy, but I don’t know where to start my home search. How do I narrow down my options?

A: House hunting can feel overwhelming — but it doesn’t have to! Start by answering a few key questions that will help narrow your focus. Here’s how to get started:

💰 Know Your Budget

Whether you’re paying cash or getting a mortgage, your budget is your most important filter. Be clear about your max price — and include taxes, insurance, and closing costs in the equation.

Use my mortgage calculator to get an estimate based on your goals.

🏦 Understand Financing Options

Different loan types affect which homes you can buy. For example:

• FHA loans have stricter property condition requirements.
• VA loans exclude some homes due to appraisal rules.
• Conventional loans are more flexible, but require better credit and may reduce your buying power.

Learn more about loan types from the Consumer Financial Protection Bureau.

📍 Choose Locations That Match Your Lifestyle

Real estate is all about location. Ask yourself:

• Do you want to be close to work or work from home?
• Are walkability, nightlife, or a peaceful rural setting more important?
• Are tolls, gas costs, or commute times deal breakers?

Use my interactive home search tool to explore neighborhoods that fit your lifestyle.

🏫 Schools & Activities Matter for Families

For parents, schools can be a make-or-break issue. If school zones and ratings are important to you, do your homework in advance. Resources like GreatSchools.org are helpful when comparing public, charter, and private options.

🚑 Don’t Overlook Access to Healthcare

If you or a loved one has ongoing medical needs, consider proximity to hospitals, specialists, and urgent care. Will you have to change doctors or insurance plans? Is emergency care nearby?

🔍 The Bottom Line

With more homes on the market across Central Florida, now’s the time to be picky — and intentional. Only you can decide what matters most. But a good Realtor® (👋) can help you find the answers that bring it all into focus.

You know the one! Let’s work together to find the house that fits your budget, lifestyle, and goals. Contact me today — I’d love to help!